SuravenT Live

    Insurance and claims

    Important

    How to act after a road traffic accident

    The sequence of steps at the scene of an accident, the documentation to collect and how to prepare a claim.

    Published:
    20 May 2026
    Area:
    Bosnia and Herzegovina
    A person completing damage documentation at a table

    Safety first, documentation second

    Secure the scene of the accident, check whether anyone is injured, and only then start collecting information. Documentation matters, but never before the safety of those involved.

    What to record at the scene

    The record you make at the scene of the accident carries the entire claims process afterwards.

    • Details of the parties involved, the vehicles and the insurance policies.
    • Photographs of the vehicles' position, the damage and the surrounding area.
    • Witness details, where available.
    • The official record number if the police attended.

    Reporting the claim

    Report the claim within the period set out in your policy and keep a copy of the entire report. If you are unsure of the procedure for your policy, check it before reporting the claim.